Can you afford the future life you want?
The multi-currency Coast FIRE calculator for globally mobile savers. See your freedom date (the age you’re financially free) in the currency you’ll actually retire in, and how a moving exchange rate can shift it by years. Know your Coast FI and Full FI numbers, without spreadsheets.
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Your freedom date, in the currency you’ll actually retire in
Most FIRE calculators assume you retire in the currency you earned in. You don’t. RightPlano shows the age you’re financially free in each future you’re weighing. Because a decade of exchange-rate moves can shift that date by years, it shows an honest range, not a false promise.
- Your freedom date
- Free at 47
- Per scenario, in that country’s currency.
- Currency mismatch
- ± years
- How much the exchange rate alone can move it.
Illustrative. Your own numbers stay private. Share an anonymized version if you want to.
Scenario planning for life’s biggest decisions
Money is the input; the answer is a life decision. RightPlano turns your numbers into a clear answer to the questions that actually keep you up at night.
Can I retire early, or Coast FIRE?
See your Coast FI and Full FI numbers, and the age your money keeps growing without you.
Can I move abroad?
Model retiring in a different country and currency, and what a moving exchange rate does to your date.
Can I leave a high-paying job?
Compare a lower-paying, more meaningful role against your path to independence.
Forecast your financial future
Forecast your future net worth
Project every holding, platform, and currency forward, converted to your home currency, so you see one honest number.
Real financial-independence insights
Coast FI, Full FI, overall growth rate, and a spending → FI loop that tells you what freedom actually costs, in any currency.
Plan across countries and currencies
Live prices, multi-currency FX, CSV import, debt payoff, and budgets: set it up once, then just glance.
Your data is yours
Private by design: every account’s data is locked to its owner: only you can ever see it. Start in your browser with no account at all, and sign up only when you want to sync across devices.
Questions people ask before they plan
What is Coast FIRE?
Coast FIRE is the point where your invested money is enough to grow into a full retirement on its own, so you no longer have to save aggressively, you just “coast.” RightPlano calculates your Coast FI and Full FI numbers automatically.
Can I use RightPlano if my money is in multiple currencies?
Yes, that's the whole point. RightPlano tracks holdings across countries, platforms, and currencies, converts them to your home currency live, and models how exchange rates change your path to financial independence.
Can RightPlano help me decide whether to retire abroad?
Yes. You can model retiring in a different country and currency, and RightPlano shows how the cost of living and the exchange rate between your assets and that currency move your freedom date.
Is RightPlano free?
You can use the whole thing in your browser with no signup at all. Create an account only when you want to sync across devices.
Is this financial advice?
No. RightPlano shows what your own numbers and scenarios project. It's descriptive planning, not investment advice. The decisions stay yours.